AFS Insurance


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AFS Insurance | Insurance Adviser Mount Gravatt

Anderson Financial Services trading as AFS Insurance is an Authorised Representative of Insurance Advisernet, one of Australasia's biggest General Insurance Brokers. Our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia, New Zealand and access to major overseas insurers if and when required.


To help identify products and pricing best suited for your business and risk profile, we can prepare a complete Risk Analysis assessment and provide you with detailed product information.


Our success has been built on personalised service and support. We are always willing to discuss your insurance and risk management requirements.


We are a member of the National Insurance Brokers Association (NIBA) and a part of the Austbrokers Group.

Marc Anderson
Sara-Leigh Clark

Leigh Moulden PRINCIPAL

Our Commitment

As your appointed General Insurance Advisers, we commit to:

  • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
  • Recommend the appropriate Insurer to match the risk
  • Only recommend financially secure and stable Insurers
  • Provide alternatives on your risk retention through various excess options
  • Provide alternatives to pay premiums in monthly instalments
  • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business
Emergency Claims - 1300 831 094

In the event of a claim we will:

  • Provide you with the Insurer’s Claim Form
  • Arrange for the Loss Assessor to be appointed if applicable
  • Advise you on the completion of the Claim Form
  • Submit the Claim Form to the Insurer on your behalf
  • Provide advice to ensure you have received your full entitlements

Insurance Expertise

Professional Indemnity Insurance

Professionals that work in any industry that services information and advice to the public are at a risk of providing incorrect or unsuccessful information. Protecting your company and income from losses, professional indemnity insurance is one of the best covers you can invest in as it will protect you from any claims of negligence, misconduct or breach of duty. Industries such as media professionals, real estate professionals, charity and leisure professionals are eligible and recommended to invest in professional indemnity insurance for their businesses.

These claims often result in a legal issue, which can become costly and result in financial loss for the business. Every professional industry come with their own set of unique risks, however in order to reduce the risks associated with your business there are insurance plans you can tailor to your business. Accountants require professional indemnity insurance to specifically provide protection for risks such as damages to a third party from a breach of professional duty. In order to protect real estate agents from providing misleading or false information that results in the client suffering from emotional, physical or financial loss professional indemnity will cover any legal action.

Business can suffer from unexpected losses, protect yourself, business and income financially and legally though having the professional indemnity insurance policy in place.

Cyber Insurance

In this digital age consumers are increasingly relying on online services to shop, search and gather information. It makes sense to bring your business online so that these customers are able to find your business and purchase your goods or services. While many businesses consider any risks posed to their brick and mortar stores many forget about their online stores and their digital presence. Cyber insurance is a form of risk management solution that offers your business protection against a host of cyber security risks that are present online. Cyber insurance can cover data liability, electronic data, digital media liability, fines and much more.

Commercial Property Owners

Including Shopping Centres, Office Blocks, High Rises, Strata, Industrial & Business Parks

Construction and Engineering

Including Contract Works and Liability, Professional Indemnity.


Including Business Interruption, Product Liability and Recall, Machinery Breakdown.

Property Owners Insurance

Whether it’s a commercial property, an investment property or you home, a property is an asset that is worth protecting. Rather than risk expensive damages or repairs, invest in a property owner insurance plan that protects one of your most valuable assets. The most common insurance options that property owners choose include fire and defined events, burglary, landlord insurance or public liability. Each of these covers is dependent on the use and purpose of your property. Fire and defined events insurance protects your property and business related contents against fires that are either from natural causes or accidental causes. Additional natural disasters such as earthquakes, storm damage and falling trees are also inclusive under this insurance policy. Burglary insurance provides cover for any burglary that happens in your property for theft of business-related equipment. For those that own rental properties, landlord insurance protects your income in instances where tenants are unable to pay their rent. Commercial properties benefit largely from public liability insurance, which protects your business from third-party injuries on your premises, compensating for medical or hospital bills that may be needed.

No matter what type of property you own there is always some form of protection needed to ensure that your home or business is not impacted by events out of your control.

Management Liability Insurance

Owning and managing your own business can be extremely rewarding but can often present unforseen risks that non-business owners do not face. As a manager or business owner, you are often responsible for the wellbeing of your staff and the safety of your workplace but not all circumstances can be managed or controlled. Management liability insurance offers businesses owners and management against third-party claims. Unlike insurance that protects the business location, management liability insurance provides protection against management actions and processes. This insurance can cover damages and claimant costs, legal costs, investigation costs as well as civil fines.

Medical, Allied Heath, Natural Therapies, Beauty salons

Including Medical Malpractice/Defence, Public Liability.

Charity, Not-for Profit Organisations, and Associations.

Local Understanding. National Strength.

AFS Insurance is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 210 insurance advice practices across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives AFS Insurance access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, and access to major overseas insurers when required. To find out more about the many benefits simply visit


Insurance Types

Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

Builders Warranty Insurance

Today licensed builders needs Builders’ Warranty Insurance for some, if not all residential jobs. Generally, a Builders’ Warranty Insurance certificate must be submitted before any work can begin.

SME Business Insurance Pack

Business Insurance is used by many businesses, but it’s best suited to SME-type operators.

Business Interruption Insurance

From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.

Contract Works Insurance

Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.

Cyber Insurance

Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.

Directors & Officers/Management Liability Insurance

Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.

Home Insurance

For most people, the family home is the largest asset they’ll ever own. This means it is essential to protect it, inside and out, with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Liability Insurance

Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance  protects you against claims for personal injury or damage to a third party.

Marine & Hull Insurance

Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.

Motor Insurance / Commercial / Heavy Motor Insurance

Policy provides coverage for physical loss, damage or theft to your vehicle. It can be extended to cover Loss Damage or injury to a third party.

Plant & Equipment Insurance

Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.

Professional Indemnity Insurance

Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.

Property Insurance

Cover for loss or damage to your physical business assets in the event of an incident occurring.

Social Engineering Fraud

Social Engineering Fraud (SEF) is when a fraudster gains the trust of an individual, usually within a role of influence within a business, and ‘tricks’ them into sharing confidential information or even transferring funds directly to the criminal.

Strata Insurance

Every owners’ corporation (also known as the body corporate) is obliged to take out Strata Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential strata and commercial strata properties.

Workers’ Compensation

While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.

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Contact Us

P:(07) 3106 0707

4/36 Tenby Street , MOUNT GRAVATT, QLD, 4122

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