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About Us

We are committed to providing a professional and personalised service to their customers. Anne and her team work closely with clients to gain a clear understanding of their business activities to identify areas of vulnerability that can be offset by insurance and risk management. We have expertise across the entire insurance market, including industrial/commercial business, professional risks and sports and recreational activities. Our job is to help make your insurance purchase as easy as possible. Buying insurance can seem complex, with no two insurance companies providing the same cover or premiums. As specialist insurance advisers, we deal with all the major insurance companies and underwriting agencies that offer insurance within your industry sector. We know who offers the products best suited to your needs and we’ll provide you with the most competitive and comprehensive option for all the insurance cover you require.

 

  • Anne Hartree

    As a business owner myself, I understand the importance of being able to rely on other people’s expertise for those functions outside your core business activities. This lets you get on with doing what you do best: running your business.

    LinkedIn

    Principal

    AR No. 262153

    (03) 9600 2456

    0411 747 282

    As a business owner myself, I understand the importance of being able to rely on other people’s expertise for those functions outside your core business activities. This lets you get on with doing what you do best: running your business.

    LinkedIn
  • Daniel Saitta

    Dan has been in the insurance industry for over 15 years. He has a wealth of knowledge of insurance products. His specialties include professional risks, commercial property & liability and claims-handling.

    LinkedIn

    AR No. 1008090

    (03) 9600 2456

    Dan has been in the insurance industry for over 15 years. He has a wealth of knowledge of insurance products. His specialties include professional risks, commercial property & liability and claims-handling.

    LinkedIn
  • John Pappas

    AR No. 1251255

    (03) 9670 0555

    0488 123 071

  • Our Commitment

    As your appointed General Insurance Advisers, we commit to:

    • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
    • Recommend the appropriate Insurer to match the risk
    • Only recommend financially secure and stable Insurers
    • Provide alternatives on your risk retention through various excess options
    • Provide alternatives to pay premiums in monthly instalments
    • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business.

    In the event of a claim we will:

    • Provide you with the Insurer’s Claim Form
    • Arrange for the Loss Assessor to be appointed if applicable
    • Advise you on the completion of the Claim Form
    • Submit the Claim Form to the Insurer on your behalf
    • Provide advice to ensure you have received your full entitlements.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Insurance Expertise

    • Winter sports
    • Events
    • Construction
    • Manufacturing Industry
    • Sports Administration
    • Not for Profit
    • Import/Wholesale
    • Chemical Manufacturing  

    LOCAL UNDERSTANDING. NATIONAL STRENGTH.

    ALH Insurance Services Pty Ltd is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 180 insurance advisers across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives ALH Insurance Services Pty Ltd access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, even access to major overseas insurers when required. To find out more about the many benefits simply visit insuranceadviser.net

    Adviser generic video

    STRENGTH UNDER THE INSURANCE ADVISERNET BANNER.

    ALH Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet (IA) founded in 1996. IA are a national organisation in both Australia and New Zealand and this allows ALH Insurance Services Pty Ltd the benefit of maintaining their local presence whilst being able to be part of a national group for products and services needed by their customers in todays complex business world.

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    Insurance Types

    Builders' Warranty

    A licensed builder will need Builders' Warranty insurance for some, or all of your residential jobs. Builders' Warranty protects your customer if they lose their deposit, you don’t finish the job or if it’s defective, and you die, disappear or become bankrupt. The rules vary from state to state across Australia.

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    Business Insurance

    Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

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    Business Interruption Insurance

    Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business after a disaster or another type of insured event that forces you to close your doors for an extended period of time. It effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.

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    Contract Works Insurance

    You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials, fire and malicious damage.

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    Cyber Insurance

    As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.

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    Directors & Officers / Management Liability Insurance

    If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

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    Home Insurance

    If you run your business predominantly from home it’s important to be aware your existing home and contents insurance may not cover your business activities or equipment in the event you need to make a claim

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    Liability Insurance

    Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.

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    Marine & Hull Insurance

    Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.

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    Motor Insurance / Commercial / Heavy Motor Insurance

    One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

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    Plant & Equipment Insurance

    If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed or mobile cranes – and everything in between.

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    Professional Indemnity

    You always endeavour to provide the very best services and advice you can. Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.

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    Property Insurance

    A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.

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    Strata Insurance

    Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

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    Workers' Compensation

    Workers' Compensation is compulsory for all Australian employers. It provides protection to workers if they suffer a work-related injury or illness. Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers' compensation insurance that covers their workforce.

    Learn more

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  • Anne Hartree

    As a business owner myself, I understand the importance of being able to rely on other people’s expertise for those functions outside your core business activities. This lets you get on with doing what you do best: running your business.

    LinkedIn

    Principal

    AR No. 262153

    (03) 9600 2456

    0411 747 282

    As a business owner myself, I understand the importance of being able to rely on other people’s expertise for those functions outside your core business activities. This lets you get on with doing what you do best: running your business.

    LinkedIn
  • Suite 403, 198 Harbour Esplanade

    DOCKLANDS VIC 3008

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    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Testimonials

    I have known Anne Hartree for over 15 years and because of her attention to detail and customer service I appointed her to be the Insurance broker for my own businesses both here and in New Zealand, as well as that of my immediate family 10 years ago. My decision has proved to be a wise one, as Anne has shown great skill in her role and has become a true and trusted adviser for the directors of LMI Group and my family. I can without hesitation recommend Anne to any organisation wishing to engage the services of a confident, caring and understanding Insurance adviser.
    ALLAN MANNING
    MANAGING DIRECTOR, LMI
    I’ve never enjoyed dealing with insurance. I have discovered over the last 6 years or so, however, that dealing with Anne Hartree of ALH Insurance Services has made managing our business insurance so much easier – and therefore enjoyable. She has been able to make sure that all aspects of our business are fully covered and I feel comfortable that she constantly strives to get us a fair deal when it comes to premiums. More importantly Anne has really exhibited her worth when we have lodged a claim as she has always diligently followed each claim up on our behalf. I know that she is an advocate for our business which allows us to simply get on with things that we’re good at. I would recommend Anne Hartree for anyone’s business insurance needs.
    Jonathon Clewlow
    Managing Director, Nexus Adhesives Pty Ltd
    Anne it has been a pleasure dealing with you over many years. You have certainly made my life a lot easier!!
    Jan Brownlie

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