Insurance Advice You Can Trust

Trust. Support. Confidence. Value.

Australia’s Insurance landscape has never been so complex, or so heavily scrutinised. Yet with so many insurers, policies, and choices – including an abundance of generic ‘direct’ insurance offers – it’s also never been harder to know which option is the best for you and your business. That’s why there’s never been a more important time to partner with a specialist Insurance Adviser who works for you, not your insurer.

What does an Insurance Adviser do?

Insurance Advisers are highly trained insurance and risk management specialists. Just as you rely on your Solicitor for legal matters and your Accountant for financial affairs, they act on your behalf to provide expert insurance advice, claims support and insurance solutions to protect your interests. An Insurance Adviser works closely with you to understand and identify the various risks your business faces, before helping you decide the most appropriate and cost-effective ways to protect against them. This can include insurance policies, risk management strategies, or a combination of the two. Every business is different.

Insurance Advice

Why Choose an Insurance Adviser

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Access the very best solutions for your business, carefully chosen from literally hundreds of leading insurers and policies, all in the one simple place.

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Australian businesses are almost 40 times less likely to have an insurance complaint when they work with an Insurance Adviser.

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SOURCE: General Insurance complaints made to the Australian Financial Complaint Authority (AFCA) between 1 July 2020 and 31 December 2020. 7311 total complaints. 180 against Insurance Advisers. 7131 against Direct Insurers.
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Partnering with a trusted Insurance Adviser leads to satisfaction levels almost double that of businesses who choose to ‘go it alone’.

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SOURCE: Vero 2021 SME Insurance Index found that 72% of surveyed SMEs who had made a claim via their broker in the previous 12 months were 'satisfied' with the outcome, compared to only 37% of direct claimants.
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Over half of businesses who are direct insurance buyers say they are now actively considering using an Insurance Adviser, up from 34% in 2018.

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SOURCE: Vero 2021 SME Insurance Index

Find your local Insurance Adviser

Talk to your local Adviser to get advice about your insurance needs and to get a quote

Frequently Asked Questions

Why have General Insurance?

Why pay for an Insurance Adviser when I can do it myself?

Who does your Insurance Adviser work for?

Can an Insurance Adviser assist you with claims?

Why should I trust an Insurance Adviser?

How are Insurance Advisers paid?

What about emerging digital/direct models of insurance advice?

Who monitors Insurance Advisers?

What qualifications should an Insurance Adviser hold?

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Information & Downloads

From policy documents and claim forms, to the very latest Insurance industry insights and news from around the world, Insurance Advisernet produces a range of free downloadable brochures and reports each year that you may find useful.

GENERAL INSURANCE landscape

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Click here to download (328KB)

Product Spotlight

Cyber Insurance

Cyber Insurance

Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.

Workers’ Compensation

Workers’ Compensation

While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.

Business Interruption Insurance

Business Interruption Insurance

From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.

Builders Warranty Insurance

Builders Warranty Insurance

Today licensed builders needs Builders’ Warranty Insurance for some, if not all residential jobs. Generally, a Builders’ Warranty Insurance certificate must be submitted before any work can begin.

Marine & Hull Insurance

Marine & Hull Insurance

Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.

Contract Works Insurance

Contract Works Insurance

Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.

Professional Indemnity Insurance

Professional Indemnity Insurance

Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.

Strata Insurance

Strata Insurance

Every owners’ corporation (also known as the body corporate) is obliged to take out Strata Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential strata and commercial strata properties.

SME Business Insurance Pack

SME Business Insurance Pack

Business Insurance is used by many businesses, but it’s best suited to SME-type operators.

Directors & Officers/Management Liability Insurance

Directors & Officers/Management Liability Insurance

Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.

Home Insurance

Home Insurance

For most people, the family home is the largest asset they’ll ever own. This means it is essential to protect it, inside and out, with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Liability Insurance

Liability Insurance

Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance  protects you against claims for personal injury or damage to a third party.

Motor Insurance / Commercial / Heavy Motor Insurance

Motor Insurance / Commercial / Heavy Motor Insurance

Policy provides coverage for physical loss, damage or theft to your vehicle. It can be extended to cover Loss Damage or injury to a third party.

Plant & Equipment Insurance

Plant & Equipment Insurance

Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.

Property Insurance

Property Insurance

Cover for loss or damage to your physical business assets in the event of an incident occurring.

Social Engineering Fraud

Social Engineering Fraud

Social Engineering Fraud (SEF) is when a fraudster gains the trust of an individual, usually within a role of influence within a business, and ‘tricks’ them into sharing confidential information or even transferring funds directly to the criminal.

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Find your local Insurance Adviser

Talk to your local Adviser to get advice about your insurance needs and to get a quote

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