Aether Insurance & Risk Pty Ltd


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Aether Insurance & Risk Pty Ltd is an Authorised Representative of Insurance Advisernet, one of Australasia's largest General Insurance Brokers. Our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia and New Zealand and access to major overseas insurers if and when required.

Adam Hines


As your appointed General Insurance Adviser, we will:
  • Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities
  • Provide alternatives on your risk retention through various excess options
  • Allow you to pay premiums in monthly instalments
  • Recommend the appropriate insurer to match the risk
  • Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
  • Only recommend financially secure and stable insurers

Insurance Expertise

Business Insurance Newcastle & New Lambton

Business insurance protects your company from any potential losses or unexpected events that occur during business hours. There are a range of insurance options for different businesses that include coverage for property damage, legal liability and employee related risks. In order to select the right insurance cover for your business, factors such as the type of business, business location amongst others need to be considered to find the most comprehensive option. Depending on your concerns for your business, incidents such as theft, machinery breakdown, valuables, public liability or even deterioration of stock are available policy options. One of the most important types of insurance covers to have for your business is public liability, particularly if your business does not have a premise and consists of delivering services to customers. The reason for this, is that public liability insurance covers your business if a third party is found to have injured themselves at your business or as a result your business activities. Costs such as medical bills, legal representation and damages can be compensated to a maximum limit. Without the correct business insurance, businesses can suffer from severe financial, legal and managerial issues. These issues can result in crises interrupting regular business flow and potentially impacting the business long term.

Professional Indemnity Insurance Newcastle & New Lambton

Working in a profession where you are required to provide information or advice poses a high risk of giving false or incorrect information to your clients. There are a few precautions you can take to protect yourself, your business and your income. Professional indemnity insurance is one of the best covers you could invest for long-term protection. There are a range of industries that are eligible and are recommended to purchase professional indemnity insurance such as professionals who work in the media, real estate, charity groups and even leisure professionals. Professional indemnity insurance is the insurance type that is designed to specifically protect you and your business from any claim made against you from a client claiming negligence, misconduct or breach of duty. These claims can often quickly become a legal issue which then can be very costly and results in a financial loss for your business. Every industry has a unique set of risks to their business therefore, there are unique insurance plans to diminish the risks associated with them. Professionals such as accountants will require professional indemnity insurance as it will protect them from any risks such as damages to a third parties from any breach of professional duty. Real estate professionals are required to have the professional indemnity insurance in order to protect them if they were to provide any misleading or false information to clients that lead to emotional, physical or financial losses. Owning a business is a challenging task, therefore protecting yourself, your business and your income from any financial or legal losses professional indemnity is the best insurance.

Liability Insurance Newcastle & New Lambton

Suite 10, 15 Alma Road, New Lambton, NSW, 2305

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