Hellings Austin Risk Management

X

Complete Form to Receive A Quote

I agree to the terms of the Privacy Statement
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
* Indicates mandatory field

About Us

Based in Brisbane, Australia, HARM was established in July 2025 from the vision of Co-Founders and Directors, Dwight Hellings and Hayden Austin, to provide Insurance and Risk Management Advice with a focus on advocacy, nuance, and genuine alignment with our clients' businesses.

With almost 20 years of combined experience in the Insurance Industry, HARM leverages insights from both Insurance Broking and Underwriting perspectives to provide insurance and risk management advice designed to enable your business to take the risks that separate it from the competition. Our differentiated approach focuses first and foremost on developing a deep understanding of our clients’ business and where the risks may lie. We will also strive to understand the people, motivations, values, risk tolerances, and drivers to assist you in achieving your long term goals.
 
Risk Won't Prepare You. HARM Will.

Complete Form to Receive A Quote

I agree to the terms of the Privacy Statement
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
* Indicates mandatory field
Hayden Austin

Hayden Austin PRINCIPAL

Dwight Hellings

Dwight Hellings PRINCIPAL

logo

Leigh Moulden PRINCIPAL

Our Commitment

As your appointed General Insurance Advisers, we commit to:

  • Conduct comprehensive risk reviews and advise our recommendations on the correct covers required to not only protect your business but facilitate its growth and success
  • Recommend the appropriate Insurer to match the risk, with an eye to long-term partnership and genuine alignment of interests between insurer and insured
  • Only recommend financially secure and stable Insurers, with a proven track-record of supporting clients through market cycles
  • Provide alternative risk retention options through various excess options, based on our understanding of your business’ financial position, long-term goals, and risk appetite
  • Provide options to support your business’ cashflow through financing of your insurance premium in monthly instalments
  • Deliver prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business
Emergency Claims - 1300 831 094

In the event of a claim we will:

  • Triage loss events with you, gather all information needed in a timely fashion, and provide options for suppliers to help you limit and remediate losses incurred
  • Work with you to complete claim forms where needed
  • Submit your claim to insurers as soon as possible and advocate for you throughout the claims process
  • Provide advice to ensure you have received your full entitlements under your insurance policy

Why Choose Insurance Advisernet

Insurance Expertise

Public Liability

Professional Indemnity

Cyber Insurance

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Insurance Partners

Contact Us

P:0452 244 276

E:dwight@harm.net.au

W:https://www.harm.net.au/

Level 1, 254 Waterworks Road, Ashgrove, QLD, 4060

Enquiry Form

I agree to the terms of the Privacy Statement
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Business Insurance Products

Builders Warranty Insurance

Today licensed builders needs Builders’ Warranty Insurance for some, if not all residential jobs. Generally, a Builders’ Warranty Insurance certificate must be submitted before any work can begin.

SME Business Insurance

Business Insurance is used by many businesses, but it’s best suited to SME-type operators.

Business Interruption Insurance

From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.

Contract Works Insurance

Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.

Cyber Insurance

Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.

Directors & Officers/Management Liability Insurance

Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.

Home Insurance

For most people, the family home is the largest asset they’ll ever own. This means it is essential to protect it, inside and out, with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Liability Insurance

Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance  protects you against claims for personal injury or damage to a third party.

Marine & Hull Insurance

Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.

Motor Insurance / Commercial / Heavy Motor Insurance

Policy provides coverage for physical loss, damage or theft to your vehicle. It can be extended to cover Loss Damage or injury to a third party.

Plant & Equipment Insurance

Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.

Professional Indemnity Insurance

Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.

Property Insurance

Cover for loss or damage to your physical business assets in the event of an incident occurring.

Social Engineering Fraud

Social Engineering Fraud (SEF) is when a fraudster gains the trust of an individual, usually within a role of influence within a business, and ‘tricks’ them into sharing confidential information or even transferring funds directly to the criminal.

Strata Insurance

Every owners’ corporation (also known as the body corporate) is obliged to take out Strata Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential strata and commercial strata properties.

Workers’ Compensation

While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.

Information & Downloads

AR Profile

Download a copy of the latest Insurance Advisernet AR Profile:

Corporate Profile

Download a copy of the latest Insurance Advisernet Corporate Profile.

Connect With Us

Keep up to date with our latest insurance articles on Facebook and LinkedIn.

||

Hellings Austin Risk Management IS A CORPORATE AUTHORISED REPRESENTATIVE OF INSURANCE ADVISERNET AUSTRALIA PTY LIMITED. CORPORATE AUTHORISED REPRESENTATIVE NUMBER 1315939.