Insurance Advisernet Merimbula Pty Ltd


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About Us


If you are affected by the current bushfires and are unable to contact your Adviser, please contact our Head Office phone number for assistance on 02 9954 1311 or


Insurance Advisernet Merimbula opened on the South Coast of NSW in July 2005 by Merimbula local, Kristy Martin. Kristy has gained extensive experience in the general insurance industry, working locally and in Sydney since she was 16.


Due to the proven commitment to clients, and high quality customer service, the business has grown dramatically over the years with the addition of several staff members.


Kristy and her team understand what is involved in running a business and offer fast, efficient and reliable service.


Insurance Advisernet Merimbula’s expertise and friendly service sees clients all over Australia turning to them for their insurance needs.


Insurance Advisernet Merimbula is the only 100% locally owned and operated insurance advisory group in the area. With high quality trained staff and professional but caring service, they continue to grow on the South Coast of NSW. Insurance Advisernet Merimbula are specialists in all General Insurance, including, but not limited to:


  • Business
  • Farming
  • Truck/Heavy Motor
  • Trades
  • Professional Indemnity
  • Commercial
  • Domestic
  • Construction
  • Workers Compensation
  • Green Slips and much more.

Kristy Martin

Kristy Martin PRINCIPAL

Tracy Coleman

Leigh Moulden PRINCIPAL

Our Commitment

As your appointed General Insurance Advisers, we commit to:

  • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
  • Recommend the appropriate Insurer to match the risk
  • Only recommend financially secure and stable Insurers
  • Provide alternatives on your risk retention through various excess options
  • Provide alternatives to pay premiums in monthly instalments
  • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business
    Emergency Claims - 1300 831 094

    In the event of a claim we will:

    • Provide you with the Insurer’s Claim Form
    • Arrange for the Loss Assessor to be appointed if applicable
    • Advise you on the completion of the Claim Form
    • Submit the Claim Form to the Insurer on your behalf
    • Provide advice to ensure you have received your full entitlements

      Local Understanding. National Strength.

      Insurance Advisernet Merimbula Pty Ltd is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 210 insurance advice practices across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives Insurance Advisernet Merimbula Pty Ltd access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, and access to major overseas insurers when required. To find out more about the many benefits simply visit


      Insurance Types

      Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

      Builders Warranty Insurance

      Today licensed builders needs Builders’ Warranty Insurance for some, if not all residential jobs. Generally, a Builders’ Warranty Insurance certificate must be submitted before any work can begin.

      SME Business Insurance Pack

      Business Insurance is used by many businesses, but it’s best suited to SME-type operators.

      Business Interruption Insurance

      From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.

      Contract Works Insurance

      Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.

      Cyber Insurance

      Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.

      Directors & Officers/Management Liability Insurance

      Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.

      Home Insurance

      For most people, the family home is the largest asset they’ll ever own. This means it is essential to protect it, inside and out, with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

      Liability Insurance

      Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance  protects you against claims for personal injury or damage to a third party.

      Marine & Hull Insurance

      Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.

      Motor Insurance / Commercial / Heavy Motor Insurance

      Policy provides coverage for physical loss, damage or theft to your vehicle. It can be extended to cover Loss Damage or injury to a third party.

      Plant & Equipment Insurance

      Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.

      Professional Indemnity Insurance

      Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.

      Property Insurance

      Cover for loss or damage to your physical business assets in the event of an incident occurring.

      Social Engineering Fraud

      Social Engineering Fraud (SEF) is when a fraudster gains the trust of an individual, usually within a role of influence within a business, and ‘tricks’ them into sharing confidential information or even transferring funds directly to the criminal.

      Strata Insurance

      Every owners’ corporation (also known as the body corporate) is obliged to take out Strata Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential strata and commercial strata properties.

      Workers’ Compensation

      While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.

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      Contact Us

      P:(02) 6495 2965

      Shop 5 , 6 Alice Street, Merimbula, NSW, 2548

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