About Us

Insurance Advisernet Merimbula opened on the South Coast of NSW in July 2005 by Merimbula local, Kristy Martin. Kristy has gained extensive experience in the general insurance industry, working locally and in Sydney since she was 16.

Due to the proven commitment to clients, and high quality customer service, the business has grown dramatically over the years with the addition of several staff members.

Kristy and her team understand what is involved in running a business and offer fast, efficient and reliable service. Insurance Advisernet Merimbula’s expertise and friendly service sees clients all over Australia turning to them for their insurance needs.

Insurance Advisernet Merimbula is the only 100% locally owned and operated insurance advisory group in the area. With high quality trained staff and professional but caring service, they continue to grow on the South Coast of NSW.

Insurance Advisernet Merimbula are specialists in all General Insurance, including, but not limited to, Business, Farming, Truck/Heavy Motor, Trades, Professional Indemnity, Commercial, Domestic, Construction, Workers Compensation, Green Slips and much more.

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  • Kristy Martin

    Kristy left school at the age of 16 after accepting a position at the local insurance brokerage, M & F Agencies. Kristy since moved to Sydney to expand her technical knowledge in the industry.

    After gaining valuable understandings of the industry, Kristy moved back to her hometown Merimbula, to start up her own business. With courage a determination, Kristy opened Insurance Advisernet Merimbula in July 2005.

    Kristy is proof that a friendly face and kind heart goes a long way. She has gained trust and respect from all local business and personal clients.

    Principal

    AR No. 291298

    (02) 6495 2965

    0414 706 582

    Kristy left school at the age of 16 after accepting a position at the local insurance brokerage, M & F Agencies. Kristy since moved to Sydney to expand her technical knowledge in the industry.

    After gaining valuable understandings of the industry, Kristy moved back to her hometown Merimbula, to start up her own business. With courage a determination, Kristy opened Insurance Advisernet Merimbula in July 2005.

    Kristy is proof that a friendly face and kind heart goes a long way. She has gained trust and respect from all local business and personal clients.

  • Ashley Green

    Ashley originated from Bemboka where most of her family own and operate dairy farms.
    She has since relocated to the locality of Candelo where she enjoys spending her time broadening her knowledge of the farming industry and socialising amongst the local community.
    Ashley is the newest member of the Insurance Advisernet team, joining in June 2015. Having worked previously for a local brokerage since 2013, Ashley has demonstrated a strong ambition and drive for success.

    AR No. 1008579

    02 6495 2965

    Ashley originated from Bemboka where most of her family own and operate dairy farms.
    She has since relocated to the locality of Candelo where she enjoys spending her time broadening her knowledge of the farming industry and socialising amongst the local community.
    Ashley is the newest member of the Insurance Advisernet team, joining in June 2015. Having worked previously for a local brokerage since 2013, Ashley has demonstrated a strong ambition and drive for success.

  • Tracy Coleman

    A local Bega girl at heart, Tracy has since settled with her family in Merimbula. Tracy has been working in the industry since 1994 where she first started at M & F Agencies. After experiencing huge changes within the industry, Tracy has been able to pass on her knowledge to her clients and colleagues.
    Tracy’s eye for detail ensures all clients can rest easy knowing that they are fully covered for all aspects of their policies.

    AR No. 297429

    (02) 6495 2965

    A local Bega girl at heart, Tracy has since settled with her family in Merimbula. Tracy has been working in the industry since 1994 where she first started at M & F Agencies. After experiencing huge changes within the industry, Tracy has been able to pass on her knowledge to her clients and colleagues.
    Tracy’s eye for detail ensures all clients can rest easy knowing that they are fully covered for all aspects of their policies.

  • Our Commitment

    As your appointed General Insurance Advisers, we commit to:

    • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
    • Recommend the appropriate Insurer to match the risk
    • Only recommend financially secure and stable Insurers
    • Provide alternatives on your risk retention through various excess options
    • Provide alternatives to pay premiums in monthly instalments
    • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business.

    In the event of a claim we will:

    • Provide you with the Insurer’s Claim Form
    • Arrange for the Loss Assessor to be appointed if applicable
    • Advise you on the completion of the Claim Form
    • Submit the Claim Form to the Insurer on your behalf
    • Provide advice to ensure you have received your full entitlements.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    LOCAL UNDERSTANDING. NATIONAL STRENGTH.

    Insurance Advisernet Merimbula Pty Ltd is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 180 insurance advisers across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives Insurance Advisernet Merimbula Pty Ltd access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, even access to major overseas insurers when required. To find out more about the many benefits simply visit insuranceadviser.net

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    STRENGTH UNDER THE INSURANCE ADVISERNET BANNER.

    Insurance Advisernet Merimbula Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet (IA) founded in 1996. IA are a national organisation in both Australia and New Zealand and this allows Insurance Advisernet Merimbula Pty Ltd the benefit of maintaining their local presence whilst being able to be part of a national group for products and services needed by their customers in todays complex business world.

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    Insurance Types

    Builders' Warranty

    A licensed builder will need Builders' Warranty insurance for some, or all of your residential jobs. Builders' Warranty protects your customer if they lose their deposit, you don’t finish the job or if it’s defective, and you die, disappear or become bankrupt. The rules vary from state to state across Australia.

    Learn more

    Business Insurance

    Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

    Learn more

    Business Interruption Insurance

    Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business after a disaster or another type of insured event that forces you to close your doors for an extended period of time. It effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.

    Learn more

    Contract Works Insurance

    You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials, fire and malicious damage.

    Learn more

    Cyber Insurance

    As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.

    Learn more

    Directors & Officers / Management Liability Insurance

    If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

    Learn more

    Home Insurance

    If you run your business predominantly from home it’s important to be aware your existing home and contents insurance may not cover your business activities or equipment in the event you need to make a claim

    Learn more

    Liability Insurance

    Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.

    Learn more

    Marine & Hull Insurance

    Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.

    Learn more

    Motor Insurance / Commercial / Heavy Motor Insurance

    One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

    Learn more

    Plant & Equipment Insurance

    If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed or mobile cranes – and everything in between.

    Learn more

    Professional Indemnity

    You always endeavour to provide the very best services and advice you can. Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.

    Learn more

    Property Insurance

    A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.

    Learn more

    Strata Insurance

    Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

    Learn more

    Workers' Compensation

    Workers' Compensation is compulsory for all Australian employers. It provides protection to workers if they suffer a work-related injury or illness. Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers' compensation insurance that covers their workforce.

    Learn more

    Want more information? Enquire here

    Superior Life Insurance you can trust. It's Quick and Smart.

    FIND OUT MORE & GET A QUOTE

    GET THE APP!

    Insurance Advisernet is pleased to be able to provide you with an app on your smartphone that provides you with some neat features to make managing some of your insurance life a little bit easier. Among other things, the app allows you to:

    Easily look up your adviser's details, or their other staff
    Request a call back or a certificate of currency easily
    If you have a claim, there are inbuilt claims forms, with photo evidence, that can be submitted to your adviser with a click
    We also provide easy access to some emergency services should you need assistance urgently
    In the not too distant future, the app will also link off to our client portal, which will give you the power of self-serve functionality for your insurance policies held with Insurance Advisernet
    The app caters for around 150 IA businesses around the country. In order to tailor the contacts in the app to your adviser, you will need this 3 digit branch code:
    265

    Click your preferred provider to get the app!

    Contact Us

    Want to chat?

  • Kristy Martin

    Kristy left school at the age of 16 after accepting a position at the local insurance brokerage, M & F Agencies. Kristy since moved to Sydney to expand her technical knowledge in the industry.

    After gaining valuable understandings of the industry, Kristy moved back to her hometown Merimbula, to start up her own business. With courage a determination, Kristy opened Insurance Advisernet Merimbula in July 2005.

    Kristy is proof that a friendly face and kind heart goes a long way. She has gained trust and respect from all local business and personal clients.

    Principal

    AR No. 291298

    (02) 6495 2965

    0414 706 582

    Kristy left school at the age of 16 after accepting a position at the local insurance brokerage, M & F Agencies. Kristy since moved to Sydney to expand her technical knowledge in the industry.

    After gaining valuable understandings of the industry, Kristy moved back to her hometown Merimbula, to start up her own business. With courage a determination, Kristy opened Insurance Advisernet Merimbula in July 2005.

    Kristy is proof that a friendly face and kind heart goes a long way. She has gained trust and respect from all local business and personal clients.

  • Shop 5, 6 Alice Street

    Merimbula NSW 2548

    Prefer us to contact you? Not a problem!

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    Thank you for contacting Insurance Advisernet Merimbula Pty Ltd! Your message has been sent successfully. One of our skilled Advisers will be in touch with you shortly.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Testimonials

    It has been my absolute pleasure to be associated with, and being a client of, Insurance Advisernet Merimbula for many years. Kristy and her team have looked after my insurance needs, both personal and business, in a very professional and caring way. For the few times we have needed to make a claim, it has been very comforting to know they are only a phone call or visit away. When it comes to getting the best products at the best price, I would gladly recommend IA Merimbula to anyone. It is a please to go into their office and be greeted with a smile and very professional attitude. Thank you for all your excellent service over the years, and looking forward to our continued association.
    Robert Wright
    Magic Mountain
    We have been with Kristy and her team at Insurance Advisernet for several years. During this time we have found Kristy and all the girls to be nothing but efficient, friendly and helpful. We have had a number of small claims which we have never had a problem with. The girls always go out of their way to address any queries. Having just moved into a new premises with just one phone call our policy was updated without a fuss. It has been a pleasure to be associated with Kristy and the team at Insurance Advisernet and we look forward to many more years. Kristy, congratulations on reaching 10 years of impeccable service.
    Debbit & Mick Johnson
    Monaro Milk & Juice

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