JM Insurance Services


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JM Insurance Services is an Authorised Representative of Insurance Advisernet, one of Australasia's largest General Insurance Brokers. Our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia and New Zealand and access to major overseas insurers if and when required.

Richard    James

Richard James PRINCIPAL

Lee McLair


As your appointed General Insurance Adviser, we will:
  • Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities
  • Provide alternatives on your risk retention through various excess options
  • Allow you to pay premiums in monthly instalments
  • Recommend the appropriate insurer to match the risk
  • Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
  • Only recommend financially secure and stable insurers

Insurance Expertise

Business Insurance Brookvale and Northern Beaches

Business insurance will protect your business from any unexpected events or losses that occur throughout business hours. There are a range of different insurance policies for businesses that include coverage for property damage, legal liability and employee related risks. In order to have the right selection of insurance policies there some factors you need to consider such as the type of business, the location of the business and any other major issues that need to be covered to have the most comprehensive option. Depending on the concerns you have for your company will determine the coverage you choose such as theft, machinery breakdown, public liability or even deterioration of stock. There are a range of important policies you should have when owning a business, one of the most important covers is public liability. This insurance type will protect your company from any incidents that occur on your premises that results in a third-party suffering an injury or as a result of your services. This policy is especially important if you your business does not have a premise and consists of delivering services to customers. Issues such as financial, legal and managerial can cause major setbacks for a company and can impact the business in the long term. Therefore, having the correct business insurance will prevent interrupting the business flow.

Public Liability Insurance Brookvale and Northern Beaches

No matter what type of business you operate or own, there is one particular insurance type that should always be contemplated when choosing your insurance coverage to ensure you, your business and income are protected from any unanticipated events. The most common insurance option for any business is public liability insurance Regardless of if a business has its own premises, you are a property owner, retail outlet or a medical professional your property needs protection. Public liability is the insurance type that is crucial to protect your business if a third-party has injured themselves on your property. If you are found to be liable, public liability insurance will cover the costs of medical bills, hospital bills or legal representation that has incurred as a result of the injury. One of the benefits of public liability insurance is that it also covers businesses that deliver services to their customers. Any third-party injuries that occur on your worksite will be financially compensated and your business will receive any legal representation necessary. Third-party property damage is also covered under this policy, any businesses that enter the residence or commercial property of their customer and unintentionally cause damage will have the costs financially compensated. All businesses could benefit from the assistance public liability provides to their business.

Suite 210, 117 Old Pittwater Road, Brookvale, NSW, 2100

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