With the rise of the internet, many consumers are now choosing online DIY options when it comes to selecting insurance coverage for their business operations. These online options generally aren’t providing accurate advice as to what exposures you face, therefore what policy is the right one to effect? 

There’s nothing wrong in taking responsibility for your own future, in fact it is an admirable trait. However in the insurance world, with so many different policy choices and providers in the market, relying on a trusted insurance adviser can take the pressure off you, knowing your insurance needs are being looked after by a specialist, who knows how to advise, select and negotiate the best policy for you.

Insurance is a complex world

Searching for insurance cover online can be difficult, the choices offered are continuously evolving, many offering the same type of insurance but different coverage - how do you know you have the right cover, after all you are entering into a binding contract with an Insurer.

Imagine six or seven different policies from different providers, deciding which policy is most appropriate for your needs and what are the key differences, are you paying more than you should? Whilst consumers can easily compare a small number of similar policies, ‘similar’ doesn’t mean identical, thus causing problems in the event of a claim. A trusted Insurance Adviser can assist with selecting the right policy coverage for your needs.

So while ‘DIY’ options have increased, Insurance Advisers are more important than ever in providing the right advice and advising on the policies best suited to your business and risk exposures. To talk to an insurance adviser about your policy requirements, find your local adviser.

FIND YOUR LOCAL ADVISER


General Advice Warning

The information provided is to be regarded as general advice. Whilst we may have collected risk information, your personal objectives, needs or financial situations were not taken into account when preparing this information. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant product disclosure statement before making any decision to purchase this financial product.

Insurance Advisernet , December 05 2018

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