About Us

D R Loades Enterprises is an Authorised Representative of Insurance Advisernet, one of Australasia's biggest General Insurance Brokers. We have over 20 years insurance experience and knowledge of the insurance industry which allows us to specialise in risk advice, claims management, insurance advice, risk services and business valuations. Our clients are located Australia wide and our experience in dealing with a broad customer base enables us to provide our clients with access to every major insurer in Australia and New Zealand including access to major insurers overseas, if required. We believe in delivering the most appropriate advice, the most efficient systems and the right insurance solutions for our clients, all built upon four core business pillars Trust, Advice, Choice and Value.

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Our Team

  • Darren Loades

    Darren Loades is the Managing Director of “D R Loades Enterprises Pty Ltd” a licensed Corporate Authorised Representative of Insurance Advisernet (IA) since their foundation in 1996, & was recently awarded “Platinum Practice” status within the IA Group.

    Darren has 30 years’ experience as an operating Insurance Broker in the Gold Coast region, with a vast clientele ranging from small business operators to national groups.

    Principal

    AR No. 262182

    1300 769 163

    0414 999 065

    Darren Loades is the Managing Director of “D R Loades Enterprises Pty Ltd” a licensed Corporate Authorised Representative of Insurance Advisernet (IA) since their foundation in 1996, & was recently awarded “Platinum Practice” status within the IA Group.

    Darren has 30 years’ experience as an operating Insurance Broker in the Gold Coast region, with a vast clientele ranging from small business operators to national groups.

  • Jessica McInerney

    With 10 years’ experience in the Insurance Broking Industry Jessica is equipped to handle a vast variety of commercial and domestic clients & policies.

    Jessica received ‘Student of Month Award’ for her high achievements whilst completing her Diploma of Insurance Broking through National Insurance Brokers Association (NIBA).

    AR No. 323524

    (07) 5538 7655

    With 10 years’ experience in the Insurance Broking Industry Jessica is equipped to handle a vast variety of commercial and domestic clients & policies.

    Jessica received ‘Student of Month Award’ for her high achievements whilst completing her Diploma of Insurance Broking through National Insurance Brokers Association (NIBA).

  • Our Commitment

    As your appointed General Insurance Advisers, we commit to:

    • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
    • Recommend the appropriate Insurer to match the risk
    • Only recommend financially secure and stable Insurers
    • Provide alternatives on your risk retention through various excess options
    • Provide alternatives to pay premiums in monthly instalments
    • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business.

    In the event of a claim we will:

    • Provide you with the Insurer’s Claim Form
    • Arrange for the Loss Assessor to be appointed if applicable
    • Advise you on the completion of the Claim Form
    • Submit the Claim Form to the Insurer on your behalf
    • Provide advice to ensure you have received your full entitlements.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Insurance Expertise

    D R Loades Enterprises concentrates in the “Commercial” Insurance space but also specialises in the following fields:

     
    Finance & Mortgage Brokers Professional Indemnity Insurance
    Professional Indemnity Insurance tailored for the Finance & Mortgage Broking Industry – appointed as the acting Insurance Broker to the Finance Brokers Association of Australia Ltd (FBAA) since 2000.
     

    Tobacconist Retailers Package
    Customised Business Packages specifically for Tobacconist Retailers.

    LOCAL UNDERSTANDING. NATIONAL STRENGTH.

    D R Loades Enterprises Pty Ltd is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 180 insurance advisers across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives D R Loades Enterprises Pty Ltd access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, even access to major overseas insurers when required. To find out more about the many benefits simply visit insuranceadviser.net

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    STRENGTH UNDER THE INSURANCE ADVISERNET BANNER.

    D R Loades Enterprises Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet (IA) founded in 1996. IA are a national organisation in both Australia and New Zealand and this allows D R Loades Enterprises Pty Ltd the benefit of maintaining their local presence whilst being able to be part of a national group for products and services needed by their customers in todays complex business world.

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    Insurance Types

    Builders' Warranty

    A licensed builder will need Builders' Warranty insurance for some, or all of your residential jobs. Builders' Warranty protects your customer if they lose their deposit, you don’t finish the job or if it’s defective, and you die, disappear or become bankrupt. The rules vary from state to state across Australia.

    Learn more

    Business Insurance

    Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

    Learn more

    Business Interruption Insurance

    Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business after a disaster or another type of insured event that forces you to close your doors for an extended period of time. It effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.

    Learn more

    Contract Works Insurance

    You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials, fire and malicious damage.

    Learn more

    Cyber Insurance

    As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.

    Learn more

    Directors & Officers / Management Liability Insurance

    If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

    Learn more

    Home Insurance

    If you run your business predominantly from home it’s important to be aware your existing home and contents insurance may not cover your business activities or equipment in the event you need to make a claim

    Learn more

    Liability Insurance

    Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.

    Learn more

    Marine & Hull Insurance

    Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.

    Learn more

    Motor Insurance / Commercial / Heavy Motor Insurance

    One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

    Learn more

    Plant & Equipment Insurance

    If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed or mobile cranes – and everything in between.

    Learn more

    Professional Indemnity

    You always endeavour to provide the very best services and advice you can. Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.

    Learn more

    Property Insurance

    A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.

    Learn more

    Strata Insurance

    Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

    Learn more

    Workers' Compensation

    Workers' Compensation is compulsory for all Australian employers. It provides protection to workers if they suffer a work-related injury or illness. Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers' compensation insurance that covers their workforce.

    Learn more

    Want more information? Enquire here

    GET THE APP!

    Insurance Advisernet is pleased to be able to provide you with an app on your smartphone that provides you with some neat features to make managing some of your insurance life a little bit easier. Among other things, the app allows you to:

    Easily look up your adviser's details, or their other staff
    Request a call back or a certificate of currency easily
    If you have a claim, there are inbuilt claims forms, with photo evidence, that can be submitted to your adviser with a click
    We also provide easy access to some emergency services should you need assistance urgently
    In the not too distant future, the app will also link off to our client portal, which will give you the power of self-serve functionality for your insurance policies held with Insurance Advisernet
    The app caters for around 150 IA businesses around the country. In order to tailor the contacts in the app to your adviser, you will need this 3 digit branch code:
    403

    Click your preferred provider to get the app!

    Contact Us

    Want to chat?

  • Darren Loades

    Darren Loades is the Managing Director of “D R Loades Enterprises Pty Ltd” a licensed Corporate Authorised Representative of Insurance Advisernet (IA) since their foundation in 1996, & was recently awarded “Platinum Practice” status within the IA Group.

    Darren has 30 years’ experience as an operating Insurance Broker in the Gold Coast region, with a vast clientele ranging from small business operators to national groups.

    Principal

    AR No. 262182

    1300 769 163

    0414 999 065

    Darren Loades is the Managing Director of “D R Loades Enterprises Pty Ltd” a licensed Corporate Authorised Representative of Insurance Advisernet (IA) since their foundation in 1996, & was recently awarded “Platinum Practice” status within the IA Group.

    Darren has 30 years’ experience as an operating Insurance Broker in the Gold Coast region, with a vast clientele ranging from small business operators to national groups.

  • Suite 41A Level 1, 'Niecon Plaza' Victoria Ave

    BROADBEACH QLD 4218

    Prefer us to contact you? Not a problem!

    Adviser contact

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    Thank you for contacting D R Loades Enterprises Pty Ltd! Your message has been sent successfully. One of our skilled Advisers will be in touch with you shortly.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Testimonials

    For over 25 years Darren Loades of Insurance Advisernet Australia Pty Ltd has been our insurance broker arranging our insurance for our fleet of cranes. He has been an integral part of our business on the Gold Coast. He not only saves us the time and money to search the various insurance companies for the better priced and better quality insurer but advises us of the benefits of moving insurers or staying where we are, and we have come to trust his advice. Throughout those years, we have had some claims and he has totally looked after each claim for us. Insurance Advisernet not only organise the claim form and forward it onto the insurer; but follow through and work for you, to get the matter resolved. Once we have passed the claim onto Insurance Advisernet, we have had the feeling of the pressure of the claim being taken off our shoulders, knowing it will be looked after by Darren and his team, to our satisfaction. Would we recommend them, without doubt.
    Terry & Bev Hellyer
    EAGLE CRANE HIRE PTY LTD & EAGLE CRANES PTY LTD
    Darren Loades & his team at Insurance Advisernet (IA) have been our brokers since we kicked off our business in 2003. In that time, they have been there for us in good times & bad, especially recently when we had a large rollover claim on a newly acquired vehicle - their assistance during this time in securing a very fair settlement on our behalf was invaluable. We are always inundated with offers from other brokers &/or insurers promising us a "substantial saving" on what we're currently paying, but for us it's not just about price, it's about being able to trust & rely on the quality of service & advice being provided, & as far as we're concerned IA are the best in the business!
    Peter Gisinger
    Managing Director Classic Concrete Pumping
    FBAA is the peak industry body nationally to finance brokers in Australia, and has been honoured to have IAA as its preferred Professional Indemnity provider to our members for over 15 years. Their product, service and support is exemplary and in my opinion they provide the best PI coverage in the finance broker market place knowing the cheapest premium doesn't make it the best, therefore a comprehensive full-encompassing policy cannot be mitigated for price. Members have commented on the high level of professionalism and depth of experience and knowledge provided by IAA and the extent of standard policy inclusions.
    Peter J White
    Executive on behalf of the FBAA