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About Us

Insurance can be confusing. At Maxx Cover Insurance we make general insurance clear and easy to understand. We offer custom designed insurance packages to suit you and your business. Our ultimate focus is to deliver superior quality client service whilst fostering strong, long term relationships. We want to get to know you and your business. We want to help you protect your business. We want to grow and prosper with you.

  • Rob Mackechnie

    With nearly 40 years in the insurance industry, Rob is a seasoned professional with extensive experience in the insurance industry. He has held senior positions with both insurance and broking companies giving him the expertise to handle all of your insurance requirements. The majority of this time has been working as an insurance broker, servicing the needs of a wide range of professionals, and businesses, not-for-profit and community organisations.

    Rob is Melbourne-based and has enjoyed stints in London, Sydney and Darwin and conducted training to international broking operations across Australia.

    Rob joined Insurance Advisernet in 2009. During this time, he has been providing individuals, partnerships, organisations and corporations alike with professional advice on all aspects of insurance. He has expertise across the entire general insurance market, but in particular in Construction Trades, Professional Risks, Retail, Industrial & Commercial Business.

    Principal

    AR No. 343022

    0403 046 509

    With nearly 40 years in the insurance industry, Rob is a seasoned professional with extensive experience in the insurance industry. He has held senior positions with both insurance and broking companies giving him the expertise to handle all of your insurance requirements. The majority of this time has been working as an insurance broker, servicing the needs of a wide range of professionals, and businesses, not-for-profit and community organisations.

    Rob is Melbourne-based and has enjoyed stints in London, Sydney and Darwin and conducted training to international broking operations across Australia.

    Rob joined Insurance Advisernet in 2009. During this time, he has been providing individuals, partnerships, organisations and corporations alike with professional advice on all aspects of insurance. He has expertise across the entire general insurance market, but in particular in Construction Trades, Professional Risks, Retail, Industrial & Commercial Business.

  • Our Commitment

    As your appointed General Insurance Advisers, we commit to:

    • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
    • Recommend the appropriate Insurer to match the risk
    • Only recommend financially secure and stable Insurers
    • Provide alternatives on your risk retention through various excess options
    • Provide alternatives to pay premiums in monthly instalments
    • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business.

    In the event of a claim we will:

    • Provide you with the Insurer’s Claim Form
    • Arrange for the Loss Assessor to be appointed if applicable
    • Advise you on the completion of the Claim Form
    • Submit the Claim Form to the Insurer on your behalf
    • Provide advice to ensure you have received your full entitlements.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Insurance Expertise

    Maxx Cover Insurance Services is an Authorised Representative of Insurance Advisernet, one of Australasia's biggest General Insurance Brokers. Being an Insurance Adviser in Officer our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide independent advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia and New Zealand even access to major overseas insurers if and when required. We specialise in Business Liability Insurance and Commercial Truck & Motor Insurance as well as a broad range of insurance products.

     

    Business Liability Insurance

    Business liability insurance protects your business and yourself from incidents such as potential lawsuits or third-party claims in the situation that an accident may occur. Coverage also includes any additional financial expenses related to any necessary legal defence. Business liability insurance has a range of different policies that protect your business. The most common and popular coverage types include general liability, professional liability, product liability, property insurance, worker’s compensation and loss of income. General liability insures your business against third party liability claims from individuals external to the company. Professional liability and malpractice insurance is a more comprehensive option as it

    The most common and popular coverage types include general liability, professional liability, product liability, property insurance, worker’s compensation and loss of income. General liability insures your business against third party liability claims from individuals external to the company. Professional liability and malpractice insurance is a more comprehensive option as it insures loss due to negligent professional duty, wrongful acts or ill advice that resulted in losses or personal injury to a third party. Product liability insurance will cover your business against potential lawsuits from faulty products that may have led to damage, illness, injury or death to a person. Property insurance protects your workplace form any losses or damages to your commercial business property as a result of natural occurrences or other incidents. As additional insurance cover is worker’s compensation which will cover your employees in case of illness or injury that occur on your property or whilst conducting a service on behalf of the business. Loss of income will protect you (the business owner) in the case where you are unable to work and not be able to make payments such as rent or employee wages. Business liability is an integral aspect of protecting your business from a range of incidents that are both expected and unexpected.

    Business liability is an integral aspect of protecting your business from a range of incidents that are both expected and unexpected.

    Commercial Truck & Motor Insurance

    Owning a business that heavily depends on machinery can be difficult due to continual repairs and the impact that this can have on the regular business schedule. To protect your business from vehicle risks, commercial truck and motors insurance plans are the best investment that can be made. The most effective and common insurance options available include business liability, worker’s compensation and commercial motor insurance. Business liability insurance protects your business against third party claims that occur as a result of your business’ operations. Personal injury claims and property damage claims are both financially covered by this option, saving your business from any financial losses. Workers compensation protects your employees if they are injured as a result of their working conditions, covering medical or hospital expenses. In addition, your business is legally protected because once worker’s compensation is agreed upon; the employee forfeits their right to legal action. Commercial motor insurance financially covers any costs regarding business-registered vehicles such as repairs, replacements for stolen vehicles or the loss of vehicle accessories. This particular insurance option is one of the most effective methods of protecting your business flow and avoiding

    Business liability insurance protects your business against third party claims that occur as a result of your business’ operations. Personal injury claims and property damage claims are both financially covered by this option, saving your business from any financial losses. Workers compensation protects your employees if they are injured as a result of their working conditions, covering medical or hospital expenses. In addition, your business is legally protected because once worker’s compensation is agreed upon; the employee forfeits their right to legal action. Commercial motor insurance financially covers any costs regarding business-registered vehicles such as repairs, replacements for stolen vehicles or the loss of vehicle accessories. This particular insurance option is one of the most effective methods of protecting your business flow and avoiding financial loss as a result.

    In order to avoid any risks associated with commercial trucks and vehicles, an industry specific insurance plan can provide customised protection for your business in almost any situation.

    LOCAL UNDERSTANDING. NATIONAL STRENGTH.

    Maxx Cover Insurance Services Pty Ltd is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 180 insurance advisers across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives Maxx Cover Insurance Services Pty Ltd access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, even access to major overseas insurers when required. To find out more about the many benefits simply visit insuranceadviser.net

    Adviser generic video

    STRENGTH UNDER THE INSURANCE ADVISERNET BANNER.

    Maxx Cover Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet (IA) founded in 1996. IA are a national organisation in both Australia and New Zealand and this allows Maxx Cover Insurance Services Pty Ltd the benefit of maintaining their local presence whilst being able to be part of a national group for products and services needed by their customers in todays complex business world.

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    Insurance Types

    Builders' Warranty

    A licensed builder will need Builders' Warranty insurance for some, or all of your residential jobs. Builders' Warranty protects your customer if they lose their deposit, you don’t finish the job or if it’s defective, and you die, disappear or become bankrupt. The rules vary from state to state across Australia.

    Learn more

    Business Insurance

    Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

    Learn more

    Business Interruption Insurance

    Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business after a disaster or another type of insured event that forces you to close your doors for an extended period of time. It effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.

    Learn more

    Contract Works Insurance

    You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials, fire and malicious damage.

    Learn more

    Cyber Insurance

    As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.

    Learn more

    Directors & Officers / Management Liability Insurance

    If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

    Learn more

    Home Insurance

    If you run your business predominantly from home it’s important to be aware your existing home and contents insurance may not cover your business activities or equipment in the event you need to make a claim

    Learn more

    Liability Insurance

    Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.

    Learn more

    Marine & Hull Insurance

    Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.

    Learn more

    Motor Insurance / Commercial / Heavy Motor Insurance

    One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

    Learn more

    Plant & Equipment Insurance

    If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed or mobile cranes – and everything in between.

    Learn more

    Professional Indemnity

    You always endeavour to provide the very best services and advice you can. Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.

    Learn more

    Property Insurance

    A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.

    Learn more

    Strata Insurance

    Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

    Learn more

    Workers' Compensation

    Workers' Compensation is compulsory for all Australian employers. It provides protection to workers if they suffer a work-related injury or illness. Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers' compensation insurance that covers their workforce.

    Learn more

    Want more information? Enquire here

    Superior Life Insurance you can trust. It's Quick and Smart.

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    GET THE APP!

    Insurance Advisernet is pleased to be able to provide you with an app on your smartphone that provides you with some neat features to make managing some of your insurance life a little bit easier. Among other things, the app allows you to:

    Easily look up your adviser's details, or their other staff
    Request a call back or a certificate of currency easily
    If you have a claim, there are inbuilt claims forms, with photo evidence, that can be submitted to your adviser with a click
    We also provide easy access to some emergency services should you need assistance urgently
    In the not too distant future, the app will also link off to our client portal, which will give you the power of self-serve functionality for your insurance policies held with Insurance Advisernet
    The app caters for around 150 IA businesses around the country. In order to tailor the contacts in the app to your adviser, you will need this 3 digit branch code:
    361

    Click your preferred provider to get the app!

    Contact Us

    Want to chat?

  • Rob Mackechnie

    With nearly 40 years in the insurance industry, Rob is a seasoned professional with extensive experience in the insurance industry. He has held senior positions with both insurance and broking companies giving him the expertise to handle all of your insurance requirements. The majority of this time has been working as an insurance broker, servicing the needs of a wide range of professionals, and businesses, not-for-profit and community organisations.

    Rob is Melbourne-based and has enjoyed stints in London, Sydney and Darwin and conducted training to international broking operations across Australia.

    Rob joined Insurance Advisernet in 2009. During this time, he has been providing individuals, partnerships, organisations and corporations alike with professional advice on all aspects of insurance. He has expertise across the entire general insurance market, but in particular in Construction Trades, Professional Risks, Retail, Industrial & Commercial Business.

    Principal

    AR No. 343022

    0403 046 509

    With nearly 40 years in the insurance industry, Rob is a seasoned professional with extensive experience in the insurance industry. He has held senior positions with both insurance and broking companies giving him the expertise to handle all of your insurance requirements. The majority of this time has been working as an insurance broker, servicing the needs of a wide range of professionals, and businesses, not-for-profit and community organisations.

    Rob is Melbourne-based and has enjoyed stints in London, Sydney and Darwin and conducted training to international broking operations across Australia.

    Rob joined Insurance Advisernet in 2009. During this time, he has been providing individuals, partnerships, organisations and corporations alike with professional advice on all aspects of insurance. He has expertise across the entire general insurance market, but in particular in Construction Trades, Professional Risks, Retail, Industrial & Commercial Business.

  • 7 Penshurst Crescent,  

    OFFICER VIC 3809

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    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Testimonials

    A short note to express my thanks to Rob for his continued excellent service and advice regarding the insurance needs for both my business and personal requirements. Rob’s experience and professional manner make it a pleasure to do business with him. The option of splitting our premiums to a monthly payment has been particularly useful in managing our cash flow. Wishing him every success in the future and I will be recommending his services to my colleagues.
    John Waples
    Director, Encore Beverages Pty Ltd
    Big thanks to Rob for doing a great job, I am very happy to recommend him. Insurance is a business necessity; good business insurance advice is even more important. I need advice when I need it, so having someone at the end of a phone or email address is vital to me. Shopping around for quotes and dealing with a call centre is not what I am after.
    Wayne Tait
    Horizon Six Ways Pty Ltd

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